Best American Express Credit Cards Of June 2024 (2024)

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The Platinum Card® from American Express

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Rates & Fees / Terms Apply

3.4

Best American Express Credit Cards Of June 2024 (3)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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5X Reward Rate

Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and on flights booked directlyRead More

Welcome Bonus

Earn 80,000 points

Annual Fee

$695

Regular APR

See Pay Over Time APR

Credit Score

Good,Excellent(700 - 749)

Editorial Review

The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. In the right hands, the classic status card’s staggering annual fee is well justified.

Pros & Cons

  • High reward potential on flights and hotels booked through American Express Travel
  • Multiple credits can help justify the fee
  • Comprehensive airport lounge access
  • Luxury travel benefits and elite status with Hilton and Marriott with enrollment
  • Very high annual fee
  • Maximizing the statement credits takes some work and could be impractical for many
  • Reward rate outside of travel is sub-par for a premium card

Card Details

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peaco*ck, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best American Express Credit Cards of 2024

Best for Luxury Delta Perks

Delta SkyMiles® Reserve American Express Card

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Rates & Fees / Terms Apply

5.0

Best American Express Credit Cards Of June 2024 (7)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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Up to 3X Reward Rate

Earn 3X Miles on Delta flights and Delta Vacations®; Earn 1 mile per dollar for all other eligible purchases

Welcome Bonus

Earn 95,000 Bonus Miles

Annual Fee

$650

Regular APR

20.99%-29.99% Variable

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

It makes sense for Delta high-fliers to grab the top-of-the-line Delta SkyMiles® Reserve American Express Card. The access to Sky Club is being reduced 2/1/25 but can still help justify the annual fee for frequent Delta flyers, then add in the annual companion certificate for eligible flights (plus taxes and fees), free first checked bag when you fly Delta and priority boarding. However, the mediocre miles earning rates reduce the card’s overall appeal.

Pros & Cons

  • Elite status is possible through high spend
  • Lounge access for Delta flyers
  • Credits can help offset the annual fee
  • No bonus categories apart from Delta flights
  • Lounge access is limited starting in 2025
  • Monthly credits might be hard to use

Card Details

  • Earn 95,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy complimentary access to the Delta Sky Club® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
  • Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Terms Apply.

Earn 95,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Hilton Hotel Stays

Hilton Honors Aspire Card from American Express *

Best American Express Credit Cards Of June 2024 (9)

5.0

Best American Express Credit Cards Of June 2024 (10)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 14X Reward Rate

Earn 14X Hilton Honors bonus points on eligible purchases at participating hotels or resorts within the Hilton portfolio; Earn 7XRead More

Welcome Bonus

Earn 175,000 points

Annual Fee

$550

Regular APR

20.99% - 29.99% variable

Credit Score

Good/Excellent(700 - 749)

Our Expert Take

The flagship card from Hilton, the Hilton Honors Aspire Card from American Express* comes with a price tag to match its top-tier status and perks. It’s a perfect fit for big spenders who visit Hilton properties enough to leverage the rich suite of benefits that come with the complimentary Diamond status.

Expert Commentary

Best American Express Credit Cards Of June 2024 (12)

Jon Nickel-D'Andrea

Credit Cards Expert Writer

For more than 10 years, Jon Nickel-D'Andrea has been a sought-after expert on how to travel the world using rewards points and miles. Jon has been featured in local and national publications and as a speaker at various seminars across the world. Combining his deep knowledge of credit cards, rewards programs, airlines and hotels with his unique style and sense of humor, Jon makes the complex web of these programs more fun and easy to understand. He lives in Seattle with his husband Ben and their 4-year-old beagle pup.

Jon Nickel-D'Andrea

Best American Express Credit Cards Of June 2024 (13)

Jon Nickel-D'Andrea

Credit Cards Expert Writer

For more than 10 years, Jon Nickel-D'Andrea has been a sought-after expert on how to travel the world using rewards points and miles. Jon has been featured in local and national publications and as a speaker at various seminars across the world. Combining his deep knowledge of credit cards, rewards programs, airlines and hotels with his unique style and sense of humor, Jon makes the complex web of these programs more fun and easy to understand. He lives in Seattle with his husband Ben and their 4-year-old beagle pup.

Credit Cards Expert Writer

Top-tier elite status from simply holding this credit card is its most endearing quality. Hilton Diamond status–granted every year you hold the card–gets you room upgrades, food and beverage credits, executive lounge access and more. Since there’s no spend requirement for the Diamond status, this benefit even on its own can make the card worth keeping long term.

Pros & Cons

  • CLEAR® Plus membership credit with enrollment
  • Over $750 in value annually
  • Instant Hilton Diamond elite status with rich set of benefits
  • Free standard night award with no category limits at participating properties
  • High annual fee with no first-year waiver
  • High regular APR and penalty APR
  • Credits are doled out in increments, making them harder to spend
  • Points have a lower value than most rewards programs

Card Details

  • Earn 175,000 bonus points after spending $6,000 in purchases within the first 6 months of card membership, offer ends 7/31/2024
  • Earn 14 points for every dollar spent on eligible purchases at participating hotels or resorts within the Hilton Portfolio
  • Earn 7 points for every dollar spent on dining and eligible travel purchases including: Flights booked directly with airlines or amextravel.com and car rentals booked directly from select car rental companies
  • Earn 3 points per dollar spent on other eligible purchases
  • Up to $400 in statement credits each year of card membership ($200 semi-annually) for eligible purchases at participating Hilton Resorts
  • Complimentary Hilton Honors™ Diamond status
  • Annual free night reward, terms apply
  • Up to $200 flight credit ($50 in statement credits each quarter)

All information about Hilton Honors Aspire Card from American Express has been collected independently by Forbes Advisor

All information about Hilton Honors Aspire Card from American Express has been collected independently by Forbes Advisor

Earn 175,000 bonus points after spending $6,000 in purchases within the first 6 months of card membership, offer ends 7/31/2024

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Midrange Amex Card for Travel Rewards

American Express® Green Card *

Best American Express Credit Cards Of June 2024 (14)

4.8

Best American Express Credit Cards Of June 2024 (15)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 3X Reward Rate

Earn 3X Membership Rewards points on eligible travel, transit and restaurant purchases including takeout and delivery in the U.S. EarnRead More

Welcome Bonus

Earn 40,000 points

Annual Fee

$150

Regular APR

See Pay Over Time APR

Credit Score

Excellent/Good(700 - 749)

Our Expert Take

With its generous rewards on travel, transit, and dining purchases, the relaunched American Express® Green Card* is an attractive option. That said, the annual fee is a bit steep, considering the limited perks and lack of Gold or Platinum prestige.

Expert Commentary

Best American Express Credit Cards Of June 2024 (17)

Julian Kheel

Credit Cards and Travel Rewards Expert

With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.

Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.

In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.

Julian Kheel

Best American Express Credit Cards Of June 2024 (18)

Julian Kheel

Credit Cards and Travel Rewards Expert

With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.

Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.

In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.

Credit Cards and Travel Rewards Expert

Occasional travelers who want to be treated like VIPs will find that the Amex Green card has an ideal set of perks. The $100 annual LoungeBuddy credit is just enough to cover airport lounge access a few times a year, and the CLEAR credit provides expedited access through TSA security at major airports across the country. Put them together and it’s a perfect balance of benefits for infrequent flyers at a relatively low annual fee.

Pros & Cons

  • No foreign transaction fee
  • Flexible redemption and points transfer options
  • High rewards rate on dining, travel and transit
  • Mediocre base rewards rate
  • Limited features and perks
  • No intro APR offer
  • No balance transfer option

Card Details

  • Earn 40,000 points after spending $3,000 on purchases in the first 6 months
  • Earn 3 points per dollar spent on travel, transit purchases and eligible purchases at restaurants worldwide
  • Earn 1 point per dollar on all other eligible purchases
  • $189 CLEAR® Plusand $100 LoungeBuddy credits
  • Trip delay insurance
  • No foreign transaction fees

All information about American Express® Green Card has been collected independently by Forbes Advisor

All information about American Express® Green Card has been collected independently by Forbes Advisor

Earn 40,000 points after spending $3,000 on purchases in the first 6 months

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Card for Foodies

American Express® Gold Card

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Rates & Fees / Terms Apply

4.7

Best American Express Credit Cards Of June 2024 (21)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Apply Now Best American Express Credit Cards Of June 2024 (22)

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Up to 4X Reward Rate

Earn 4X Membership Rewards® points at restaurants, plus takeout and delivery in the U.S.; Earn 4X Membership Rewards® points atRead More

Welcome Bonus

Earn 60,000 points

Annual Fee

$250

Regular APR

See Pay Over Time APR

Credit Score

Excellent/Good(700 - 749)

Our Expert Take

Foodies and travelers can leverage the American Express® Gold Card to the hilt, earning up to 4 points per dollar. The annual fee may seem intimidating, but by using the included benefits and doing some spending, it’s easy to come out ahead.

Expert Commentary

Best American Express Credit Cards Of June 2024 (24)

Barbara King

Credit Cards Writer

Always dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled her to explore over 50 countries on six continents, enjoying both budget and luxury travel.

Barbara King

Best American Express Credit Cards Of June 2024 (25)

Barbara King

Credit Cards Writer

Always dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled her to explore over 50 countries on six continents, enjoying both budget and luxury travel.

Credit Cards Writer

This card makes it easy to earn Membership Rewards points while doing regular grocery shopping since the card earns bonus points at supermarkets. And for the nights that cardholders don’t want to cook, they can make use of the monthly dining and Uber credits (which can be used on Uber Eats orders).

Pros & Cons

  • High rewards earnings possibilities
  • Points transfer option to many partners
  • Add up to 5 authorized users for no additional annual fee
  • Can choose from regular or rose gold versions
  • No lounge benefits
  • Limited options to carry a balance
  • High APR for pay over time feature
  • High pay over time penalty APR

Card Details

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Mid-tier Card for Earning Membership Rewards

Amex EveryDay® Preferred Credit Card *

Best American Express Credit Cards Of June 2024 (26)

4.1

Best American Express Credit Cards Of June 2024 (27)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 3X Reward Rate

Earn 3X Membership Rewards® points at US supermarkets on up to $6,000 per year in purchases (then 1X); Earn 2XRead More

Welcome Bonus

15,000 points

Annual Fee

$95

Regular APR

18.24% - 28.24% variable

Credit Score

Good/Excellent(700 - 749)

Our Expert Take

The Amex EveryDay® Preferred Credit Card* is a hidden gem for those who make frequent gas and supermarket purchases every month. Using the card for purchases at least 30 times in a month unlocks a stellar 50% bonus on that month’s points earnings.

Pros & Cons

  • Flexible rewards program with a wide variety of redemption categories
  • Low spending requirement to earn the welcome bonus
  • Get bonus points each billing period in which the card is used 30+ times
  • Return protection
  • Foreign transaction fee of 2.7% of each transaction after conversion to US dollars
  • High penalty APR
  • Mediocre base rewards rate if you don’t utilize the bonus
  • $95 annual fee

Card Details

  • Earn 15,000 points after spending $2,000 in purchases in the first 6 months of account opening
  • Earn 3 points per dollar spent at US supermarkets, on up to $6,000 per year in purchases (then 1 point); 2 points on US gas stations and 1 point on other eligible purchases
  • Use your card 30 or more times on purchases in a billing period to earn 50% extra points on those purchases less returns and credits

All information about Amex EveryDay® Preferred Credit Card has been collected independently by Forbes Advisor

All information about Amex EveryDay® Preferred Credit Card has been collected independently by Forbes Advisor

Earn 15,000 points after spending $2,000 in purchases in the first 6 months of account opening

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Low-cost Elite Status

Hilton Honors American Express Surpass® Card

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On American Express's Website

Partner Offer

Rates & Fees / Terms Apply

4.1

Best American Express Credit Cards Of June 2024 (30)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Apply Now Best American Express Credit Cards Of June 2024 (31)

On American Express's Website

Up to 12X Reward Rate

Earn 12X Hilton Honors bonus points on eligible purchases at participating hotels or resorts within the Hilton portfolio; Earn 6XRead More

Welcome Bonus

Earn 130,000 bonus points

Annual Fee

$150

Regular APR

20.99%-29.99% Variable

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

For a $150 annual fee, the Hilton Honors American Express Surpass® Card delivers remarkable value for those traveling several times per year.

Expert Commentary

Best American Express Credit Cards Of June 2024 (33)

Julian Kheel

Credit Cards and Travel Rewards Expert

With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.

Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.

In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.

Julian Kheel

Best American Express Credit Cards Of June 2024 (34)

Julian Kheel

Credit Cards and Travel Rewards Expert

With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.

Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.

In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.

Credit Cards and Travel Rewards Expert

The Hilton Surpass is a great fit for Hilton fans who don’t want to pay a high annual fee to earn points and status with their favorite hotel chain. The card’s complimentary Hilton Gold elite status and Free Night Reward after spending $15,000 on the card in a year are nice perks and the up to $200 in credits for purchases at Hilton properties each year are more than enough to offset the card’s entire annual fee on their own.

Pros & Cons

  • Complimentary elite Gold status
  • Up to $200 back annuallyon eligible Hilton purchases
  • 4 points per dollar on U.S. online retail purchases
  • Annual fee
  • Points have a low redemption value aside from Hilton properties

Card Details

  • Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.
  • Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
  • Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $150 annual fee.
  • Terms Apply.

Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Delta Companion Ticket

Delta SkyMiles® Platinum American Express Card

Apply Now Best American Express Credit Cards Of June 2024 (35)

On American Express's Website

Partner Offer

Rates & Fees / Terms Apply

4.1

Best American Express Credit Cards Of June 2024 (37)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Apply Now Best American Express Credit Cards Of June 2024 (38)

On American Express's Website

Up to 3X Reward Rate

Earn 3X Miles on purchases made directly with hotels; Earn 3X Miles on Delta flights and Delta Vacations; Earn 2XRead More

Welcome Bonus

Earn 85,000 Bonus Miles

Annual Fee

$350

Regular APR

20.99%-29.99% Variable

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

If we look only at the mileage earning rates, the Delta SkyMiles® Platinum American Express Card doesn’t stand out compared to its peers. However, for Delta frequent fliers, the abundant perks are compelling. Math-wise, the companion ticket for eligible flights (when you pay taxes and fees) can more than justify the expense of the annual fee, plus there’s a sweet welcome bonus.

Pros & Cons

  • Annual companion certificate for an eligible domestic, Caribbean or Central American round-trip flight
  • Priority boarding and free checked bag when flying with Delta
  • Various statement credits for rideshares, Resy and Delta Stays
  • Companion certificate is subject to taxes and fees
  • Does not include Delta Sky Club access
  • Statement credits may be difficult to maximize

Card Details

  • Earn 85,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
  • Enjoy your first checked bag free on Delta flights.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Delta SkyMiles® Platinum American Express Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Terms Apply.

Earn 85,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Marriott Card for Access to Amex Offers

Marriott Bonvoy Bevy™ American Express® Card

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Partner Offer

Rates & Fees / Terms Apply

4.0

Best American Express Credit Cards Of June 2024 (41)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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Up to 6X Reward Rate

Earn 6 Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy. Earn 4X pointsRead More

Welcome Bonus

Earn 85,000 bonus points

Annual Fee

$250

Regular APR

20.99%-29.99% Variable

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

The mid-tier Marriott Bonvoy Bevy™ American Express® Card gets you access to Amex Offers, along with Marriott Gold Elite status, 15 Elite Night credits per year and other Marriott-related benefits. If you stay often with the chain, you’ll get a boost toward award stays and elite perks, especially if you’re a big spender.

Pros & Cons

  • Increased earning rates on Marriott stays, restaurants and U.S. supermarkets
  • 1,000 bonus Marriott Bonvoy points on each qualifying stay
  • Earn an annual Free Night Award worth up to 50,000 points
  • Automatic Gold Elite status plus 15 Elite Night credits per year
  • Cap on restaurant and supermarket rewards rates
  • There are restrictions on who can have this card
  • High annual fee
  • No intro APR offer

Card Details

  • Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
  • Earn 2X points on all other eligible purchases.
  • Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
  • With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
  • Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you’ll still earn rewards the way you usually do.
  • $250 Annual Fee.
  • Terms Apply.

Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Luxury Marriott Perks

Marriott Bonvoy Brilliant® American Express® Card

Apply Now Best American Express Credit Cards Of June 2024 (43)

On American Express's Website

Partner Offer

Rates & Fees / Terms Apply

3.9

Best American Express Credit Cards Of June 2024 (45)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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Up to 6X Reward Rate

Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program. 3Read More

Welcome Bonus

Earn 95,000 Marriott Bonvoy bonus points

Annual Fee

$650

Regular APR

20.99%-29.99% Variable

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

Though the Marriott Bonvoy Brilliant® American Express® Card carries a hefty $650 annual fee, this card offers luxurious value to Marriott loyalists via an anniversary night (worth up to 85,000 points) after your card renewal month, complimentary Platinum Elite status, statement credits of up to $25 per month for dining purchases and a wide array of other perks.

Pros & Cons

  • Free Night Award yearly after each card renewal month worth up to 85,000 points (resort fees may apply)
  • Complimentary Bonvoy Platinum Elite status
  • Increased earnings rate at Marriott hotels
  • 25 annual Elite Night Credits
  • The APR can be high, depending on your creditworthiness
  • High annual fee
  • No introductory APR offer

Card Details

  • Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.

Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Card for Travel

The Platinum Card® from American Express

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Partner Offer

Rates & Fees / Terms Apply

3.4

Best American Express Credit Cards Of June 2024 (49)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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5X Reward Rate

Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and on flights booked directlyRead More

Welcome Bonus

Earn 80,000 points

Annual Fee

$695

Regular APR

See Pay Over Time APR

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

The Platinum Card® from American Express is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. In the right hands, the classic status card’s staggering annual fee is well justified.

Expert Commentary

Best American Express Credit Cards Of June 2024 (52)

Ben Nickel-D'Andrea

Credit Cards Writer

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels the world for the love of it. You'll find him flying up front in first or business class all over the world and enjoying food from fine dining to street fare.Ben unpacks the complex network of loyalty programs across the credit card and travel industries with his simple and easy-to-understand, yet relatable, explanations. A nature enthusiast at heart, he lives in Seattle with his husband Jon and their beagle.

Ben Nickel-D'Andrea

Best American Express Credit Cards Of June 2024 (53)

Ben Nickel-D'Andrea

Credit Cards Writer

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels the world for the love of it. You'll find him flying up front in first or business class all over the world and enjoying food from fine dining to street fare.Ben unpacks the complex network of loyalty programs across the credit card and travel industries with his simple and easy-to-understand, yet relatable, explanations. A nature enthusiast at heart, he lives in Seattle with his husband Jon and their beagle.

Credit Cards Writer

Being an Amex Platinum cardholder grants access to the International Airline Program, which can save you money on first and business class seats on more than 20 airlines as well as premium economy tickets for you and up to seven traveling companions. Start your search on the Amex Travel website to find international flights departing or arriving in the U.S. on any of those premium cabins.

Pros & Cons

  • High reward potential on flights and hotels booked through American Express Travel
  • Multiple credits can help justify the fee
  • Comprehensive airport lounge access
  • Luxury travel benefits and elite status with Hilton and Marriott with enrollment
  • Very high annual fee
  • Maximizing the statement credits takes some work and could be impractical for many
  • Reward rate outside of travel is sub-par for a premium card

Card Details

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peaco*ck, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Everyday Expenses

Blue Cash Preferred® Card from American Express

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Partner Offer

Rates & Fees / Terms Apply

3.4

Best American Express Credit Cards Of June 2024 (56)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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Up to 6% Reward Rate

Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%); Earn 6% cashRead More

Welcome Bonus

Earn $250

Annual Fee

$0 intro annual fee for the first year, then $95

Regular APR

19.24%-29.99% Variable

Credit Score

Excellent/Good(700 - 749)

Our Expert Take

With the Blue Cash Preferred® Card from American Express, big spenders at US supermarkets and road warriors who frequently spend at US gas stations or transit like taxis, rideshares or transit can rack up impressive cash back rewards.

Expert Commentary

Best American Express Credit Cards Of June 2024 (59)

Ben Luthi

Contributor

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other publications and companies in the financial and travel spaces.

Ben Luthi

Best American Express Credit Cards Of June 2024 (60)

Ben Luthi

Contributor

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other publications and companies in the financial and travel spaces.

Contributor

You’ll have a hard time finding a better cash-back rate on groceries and streaming, and the Disney Bundle credit nearly neutralizes the cost of the annual fee.

Pros & Cons

  • High cash-back rewards in several categories of spending
  • No enrollment is required, cash back is automatic
  • Comes with several travel benefits and protections
  • Charges an annual fee
  • 6% cash back at U.S. supermarkets is capped at $6,000 in annual spending (then 1%)

Card Details

  • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% – 29.99%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit on Amazon.com at checkout.
  • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
  • Terms Apply.

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best For Casual Delta Flyers

Delta SkyMiles® Gold American Express Card

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Partner Offer

Rates & Fees / Terms Apply

3.4

Best American Express Credit Cards Of June 2024 (63)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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Up to 2X Reward Rate

Earn 2X miles at restaurants worldwide; Earn 2X miles on eligible purchases made directly with Delta; Earn 2X miles atRead More

Welcome Bonus

Earn 65,000 Bonus Miles

Annual Fee

$0 introductory annual fee for the first year, then $150

Regular APR

20.99%-29.99% Variable

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

The Delta SkyMiles® Gold American Express Card is a middle-of-the-road co-branded Delta Air Lines credit card. If you prefer to check bags but don’t have elite status, you can easily justify the annual fee after a few uses of the first checked bag free perk each year.

Pros & Cons

  • No foreign transaction fees
  • Free first checked bag and priority boarding on Delta flights
  • Large variety of airline partners
  • High regular APR
  • Has an annual fee

Card Details

  • Earn 65,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy a $0 introductory Annual Fee for the first year, then $150.
  • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • $200 Delta Flight Credit: After you spend $10,000 in purchases in a year, you can receive a $200 Delta Flight Credit to use toward future travel.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
  • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • $100 Delta Stays Credit: Delta SkyMiles® Gold American Express Card Members can earn up to $100 back annually on eligible prepaid Delta Stays bookings on delta.com.
  • Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Terms Apply.

Earn 65,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Membership Rewards With No Annual Fee

Amex EveryDay® Credit Card *

Best American Express Credit Cards Of June 2024 (65)

3.3

Best American Express Credit Cards Of June 2024 (66)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 2x Reward Rate

Earn 2X points at US supermarkets on up to $6,000 per year (then 1X); Earn 2X points at American ExpressRead More

Welcome Bonus

Earn 10,000 points

Annual Fee

$0

Regular APR

18.24% - 29.24% variable

Credit Score

Good/Excellent(700 - 749)

Our Expert Take

If you are looking for a solid intro APR offer, you frequently spend at U.S. supermarkets and you don’t want to pay an annual fee, the Amex EveryDay® Credit Card* might be the card for you.

Pros & Cons

  • Possible to earn 20% bonus on all points earned
  • 2 Membership Rewards points per dollar on up to $6,000 spent annually at U.S. supermarkets (then 1 point per dollar)
  • No annual fee
  • 2.7% foreign transaction fee
  • Spending cap on bonus points at grocery stores
  • Requires 20 purchases per month to earn 20% bonus

Card Details

  • Earn 10,000 membership rewards points after spending $2,000 in qualifying purchases in the first 6 months of card membership
  • Earn 2 points per dollar spent on qualifying purchases at US supermarkets up to $6,000 per year (then 1 point)
  • Earn 2 points for every dollar when you use your card to book your trip through American Express Travel
  • Earn 1 point for every eligible dollar you spend on everything else
  • You can use membership rewards points towards eligible charges you make on your card, such as retail, dining, entertainment and more
  • Use your card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases

All information about Amex EveryDay® Credit Card has been collected independently by Forbes Advisor

All information about Amex EveryDay® Credit Card has been collected independently by Forbes Advisor

Earn 10,000 points after spending $2,000 in qualifying purchases in the first 6 months of account opening

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Card With No Annual Fee

Blue Cash Everyday® Card from American Express

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Partner Offer

Rates & Fees / Terms Apply

3.2

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Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

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Up to 3% Reward Rate

Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. on up toRead More

Welcome Bonus

Earn $200

Annual Fee

$0

Regular APR

19.24%-29.99% Variable

Credit Score

Excellent/Good(700 - 749)

Our Expert Take

For no annual fee, the Blue Cash Everyday® Card from American Express offers excellent value in the right hands. Spending a lot at U.S. supermarkets and U.S. gas stations brings plump rewards, while the introductory APR rate on purchases helps keep your interest expenses down. Look elsewhere for foreign transactions.

Pros & Cons

  • No annual fee
  • Introductory APR offer on purchases and balance transfers
  • Above-average earnings at U.S. supermarkets, U.S. gas stations and online retail purchases in the U.S.
  • Elevated earnings at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. are capped at $6,000 in annual spending per category
  • Rewards earning outside of the bonus categories is just 1% cash back

Card Details

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
  • Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
  • Terms Apply.

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Access to Amex Offers

American Express Cash Magnet® Card *

Best American Express Credit Cards Of June 2024 (71)

3.0

Best American Express Credit Cards Of June 2024 (72)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

1.5% Reward Rate

Earn unlimited 1.5% cash back on purchases

Welcome Bonus

$200

Annual Fee

$0

Regular APR

19.24% - 29.99% variable

Credit Score

Excellent/Good(700 - 749)

Our Expert Take

The American Express Cash Magnet® Card* is great for those who want a no-annual-fee option to take advantage of Amex’s robust card benefits and intro APR offer while earning unlimited 1.5% cash back on all purchases.

Pros & Cons

  • Rewards never expire
  • No limits on cashback rewards
  • Flexible payment options
  • No category enrollment required
  • No bonus spending categories to boost rewards
  • Foreign transaction fee of 2.7% of each transaction after conversion to US dollars

Card Details

  • Earn $200 back after spending $2,000 in purchases within the first 6 months of card membership. The $200 back will be received in the form of a statement credit
  • Earn unlimited 1.5% cash back on eligible purchases
  • No annual fee

All information about American Express Cash Magnet® Card has been collected independently by Forbes Advisor

All information about American Express Cash Magnet® Card has been collected independently by Forbes Advisor

Earn $200 back after spending $2,000 in purchases within the first 6 months of card membership. You will receive the $200 back in the form of a statement credit.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Hilton Points With No Annual Fee

Hilton Honors American Express Card

Apply Now Best American Express Credit Cards Of June 2024 (73)

On American Express's Website

Partner Offer

Rates & Fees / Terms Apply

3.0

Best American Express Credit Cards Of June 2024 (75)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Apply Now Best American Express Credit Cards Of June 2024 (76)

On American Express's Website

Up to 7X Reward Rate

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within theRead More

Welcome Bonus

Earn 70,000 points

Annual Fee

$0

Regular APR

20.99%-29.99% Variable

Credit Score

Good,Excellent(700 - 749)

Our Expert Take

A good intro into the Hilton world without paying an annual fee, the Hilton Honors American Express Card brings you a few nice perks. But if you’re a serious Hilton traveler, you’ll want to look at one of the higher end co-branded Hilton cards offered by American Express.

Pros & Cons

  • High point earning rates
  • Generous welcome bonus
  • Automatic Silver status includes fifth night free on award stays
  • No annual fee or foreign transaction fee
  • No blackout dates
  • Low point redemption value
  • Silver status comes with limited benefits
  • Poor transfer rate to airline partners

Card Details

  • Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • No Annual Fee.
  • Terms Apply.

Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best for Earning Delta Miles With No Annual Fee

Delta SkyMiles® Blue American Express Card

Apply Now Best American Express Credit Cards Of June 2024 (77)

On American Express's Website

Partner Offer

Rates & Fees / Terms Apply

2.0

Best American Express Credit Cards Of June 2024 (79)

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Apply Now Best American Express Credit Cards Of June 2024 (80)

On American Express's Website

Up to 2X Reward Rate

Earn 2X miles on eligible purchases made directly with Delta; Earn 2X Miles at restaurants worldwide and on takeout andRead More

Welcome Bonus

Earn 10,000 miles

Annual Fee

$0

Regular APR

20.99%-29.99% Variable

Credit Score

Good, Excellent(700 - 749)

Our Expert Take

The Delta SkyMiles® Blue American Express Card is a good starter card for casual Delta fliers to earn SkyMiles without paying an annual fee. If you’re looking for airline perks, lounge benefits and a path to Elite status, it’s better to shell out the annual fee to carry one of Delta’s premium cards.

Pros & Cons

  • Earn bonus points on Delta flights and dining purchases
  • No annual fee or foreign transaction fees
  • 20% back on in-flight purchases
  • No free checked bag benefit
  • No priority boarding privileges
  • No discount on award flights

Card Details

  • Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
  • No Annual Fee.
  • Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
  • Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
  • Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
  • No Foreign Transaction Fees.
  • Terms Apply.

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best American Express Credit Cards Of June 2024 (2024)
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